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  1. shrewdoc

    HDFC MILLENIA + SMARTBUY

    Yes Smartbuy & 5% Brands (Flipkart) have separate capping of 1000 CashPoints.
  2. shrewdoc

    Millenia Credit Card + Smart buy

    No. If you use Millennia via Smartbuy, you'll get X% Smartbuy Cashback + 1% on Millennia
  3. shrewdoc

    It totally depends on your city branch. It's a matter of personal perspective. You can approach...

    It totally depends on your city branch. It's a matter of personal perspective. You can approach both the banks or connect with the corporate RM of those banks and can discuss things that you're interested in beforehand.
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  4. shrewdoc

    I GOT Lifetime Free American express Card offer (FAKE /REAL) ??

    Email of the sender? The formatting of text in the image is all over the place. Definitely SPAM!
  5. shrewdoc

    How Can I Improve My Credit Score After Multiple Credit Inquiries?

    There might be some other reason for this drop. Just 6 inquiries don't cause a drop of 28 points. You must be utilising >30% of your line of credit. Keep your utilisation in check and start using the cards. Your score will improve automatically within 6 months if your payments are on-time.
  6. shrewdoc

    Which card network to choose

    In that case, get the VISA variant for Tata Neu Infinity and get a complimentary Times Prime Membership 1Yr offer from VISA. APay ICICI is available only on VISA for now.
  7. shrewdoc

    Sbi unipay portal credit card bill payment

    It'll get refunded automatically. Learn to wait. Atleast for 7 working days.
  8. shrewdoc

    Google Play GC offer via Amazon Pay: [ATTACH]

    Google Play GC offer via Amazon Pay:
  9. shrewdoc

    How to save Emergency fund

    Keep your investments on snooze till you save the amount for your emergency fund. You can't do everything at once for 32k/month income. Moreover, having Emergency Fund is an investment in itself.
  10. shrewdoc

    HDFC PLATINUM DEBIT CARD

    You have to wait atleast 7 working days in case of HDFC to credit points. Sometimes it's early, sometimes it's late. Ideally, wait for total 14 days from the date of transaction to come to any conclusions.
  11. shrewdoc

    Is my credit card closed properly? Can anyone please verify the attachment?

    Yes, it's Closed on 02/02/2017 and you paid 100 bucks extra. You can ask for the money back if you'd like by contacting customer care.
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