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  1. M

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    yeah you are right
  2. M

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    do you know SSV from Techno fino community ? he told me yesterday that only revolving credit is taken into consideration
  3. M

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    No you are wrong, For the calculation of credit utilization ratio overall limit of all Credit cards are being taken into consideration only. Not loans
  4. M

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    CIBIL credit utilization ratio icludes which financial products is still a mystry and there are diffrent opinions of people, some says it includes only credit card and some says it include all the loans plus credit card ... i am still in doubt , Experts help i have shared two screenshots , one...
  5. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    Only 4 Credit cards
  6. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    ok great
  7. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    7 card income proof se liye the ya only CIBIL based ? personal loan agar jyada ho to hota hai down
  8. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    how many credit cards do you have ?
  9. M

    CIBIL should reveal exact formula for computing CIBIL Score for better transparency and should also provide reasons for drop and rise of CIBIL score

    K. Chidambaram has raised voice in this regard in Parliament, lets see what happens
  10. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    0 rakhne se mna karte hai credit experts
  11. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    i usually keep it around 5 to 9 percent
  12. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    ok
  13. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    mene old account close kar k mistake kar di
  14. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    its 734 currently
  15. M

    CIBIL should reveal exact formula for computing CIBIL Score for better transparency and should also provide reasons for drop and rise of CIBIL score

    RBI needs to have a look in it
  16. M

    CIBIL should reveal exact formula for computing CIBIL Score for better transparency and should also provide reasons for drop and rise of CIBIL score

    K. Chidambaram did the right thing in parliament about CIBIL
  17. M

    CIBIL should reveal exact formula for computing CIBIL Score for better transparency and should also provide reasons for drop and rise of CIBIL score

    I think its our right to have proper information about how our score is being calculated, private agency like CIBIL having all our financial data should be more tranparent with us and should provide us monthly update on reason of rise and fall of CIBIL score, what you think ...
  18. M

    my cibil score dropped from 810 to 791, how can I find out why and improve it?

    my credit score also dropped, i think its because i closed my oldest credit account
  19. M

    I closed my 4 years old Flipkart pay later account and my credit score dropped, why ?

    That's not a good parameter
  20. M

    Why Navi finance got banner by RBI ?

    When it will be removed
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