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  1. ShavirB

    Groww sip starting trouble

    No such issue with UTI Nifty 50, neither is there a maximum SIP Cap for this particular fund.
  2. ShavirB

    Groww sip starting trouble

    Which fund are you trying to start SIP in? Some funds temporarily don't accept funds due to various reasons
  3. ShavirB

    Our system has flagged your Federal Bank Savings a/c linked to Fi for unusual activity. So, we've initiated a temporary Credit Freeze on your a/c.

    Just trying to understand the issue. What kind of unusual activity was observed?
  4. ShavirB

    Mutual fund ranking

    Value research used to be decent, but now their rankings keep changing frequently. Have found morningstar to be decent but at the end you will need to do your own research before taking the final call. Can't rely completely on any 3rd party website's ranking
  5. ShavirB

    ITR SPENDING ON CREDIT CARD 30L APPROX

    Simple rule is your credit card spends should match your income. If you've spent 30 lakhs on Credit Card, ideally you should be earning north of 50 Lakhs and paying your taxes accordingly. This is what the Department will check. If they find any discrepancy, they could send you a notice
  6. ShavirB

    which car insurance is better

    Zero Dep Insurance Add On can be bought even after 5 years if the insurance company approves. Even if they approve they will do a thorough check of your cars condition. My guess is very few insurers will agree to provide this, so if Digit is providing this its best to take that policy
  7. ShavirB

    ITR filing due date

    Gentle reminder for everyone
  8. ShavirB

    Budget Car for city

    Moderators have spam cleaned this thread. Concerned user has been banned
  9. ShavirB

    CIBIL Score Decoded.. Sort of

    No, each Credit Card is counted as different credit
  10. ShavirB

    Study loan

    Please don't use this platform for selling your services
  11. ShavirB

    Can anyone provide link

    https://bekifaayati.co/threads/cibil-score-decoded-sort-of.2168/
  12. ShavirB

    Newcomers info

    Hi, welcome to the community
  13. ShavirB

    Regarding Increasing numbers of Spam posts

    Hi Guys! Even though our team is actively deleting all the spam messages/ members but if you still find any more spam messages please tag me. Will ensure this community is kept 100% SPAM FREE. @ahesartamboli haven't seen any spam reporting from your side. Request you to kindly check once
  14. ShavirB

    Credit Card CIBIL/ Experian Reporting Date

    Hi All, To maximise your Credit Score, your Credit Utilization must be kept below 30%. For this we should know on which date your Card Issuer/ Bank sends monthly reports to Credit Bureau (CIBIL, Experian, etc) so that we can clear our CC Outstanding before this date.. Sharing this data for a...
  15. ShavirB

    Are new posts disabled for Stock Market in Investment Section?

    Yes, there were a lot of speculative messages being posted which could have an adverse impact on anyone's investment decisions. We have disabled the section temporarily
  16. ShavirB

    NRIs - 12 Financial Things to Sort Immediately

    No, if you stay in India for less than 182 days in a Financial Year you will be considered as an NRI
  17. ShavirB

    Stable Money App for FD

    You can follow this thread for latest discussions https://bekifaayati.co/threads/has-anyone-used-stable-money-for-investing-in-fds.174/
  18. ShavirB

    NRIs - 12 Financial Things to Sort Immediately

    Fair point. An individual is an NRI if they've not resided in India for more than 182 days during the last financial year. Yes, it is mandatory to convert all your accounts even if you're an NRI only for few years
  19. ShavirB

    Ex- employee of India Post Here !

    Welcome to the community :)
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