axis ltf or axis airtel credit card

I have HDFC SWIGGY CREDIT CARD USING FROM LAST 2 MONTHS AND IDFC WOW SECURED CREDIT CARD USING FROM LAST 1.3YRS. WHAT IS THE BASIS OF AXIS BANK REJECTED AS PRE-APPROVED ACE GIVEN IN GPAY. LAST APPLIED 2 MONTHS AGO. I want to take whether paid ot ltf my cibil is 770 as per gpay & in onescore 769.