I operate a recharge service, where I add funds to my Amazon Pay balance using my Punjab National Bank (PUNB) savings account (Jan Dhan Yojana). I earn a 3% commission on recharges. Customers transfer funds to my PUNB account via UPI.
My monthly receipt from customers is approximately ₹60,000...
I have an HDFC credit card, and I need to use it for an education fee payment, which is equivalent to my credit limit. If I do the same my credit score will be attacked badly.
Also as suggested by bekifaayati, credit utilization should be under 30%.
I use platinum DC for cc bill payments and...
Here's a clear, concise summary of your findings about using the SBI Cashback Credit Card:
Amazon Pay Gift Card:
Buying from Amazon site and Tata Neu app: 5% cashback.
Amazon Pay Balance:
Can be used to book gas cylinders.
Can be used for Railway IRCTC bookings from the website using...