#cibil

If I use 80% of credit card limit and convert it to EMI will it affect my credit score?

Hi guys, a random query if i utilise Total available limit for my credit card and next day pay it off or pay it 10 days before my bill generation date will it have impact on my CIBIL Score?

Now my score has dropped from 746 to 726 and I do not know how this happened. Before the score dropped I did not have any credit card, I was just on loan... and the score dropped The next day I got a pre-approval card through the bank and I don't know how my score dropped....now how do I boost...