cibil

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    How many apps we can check Credit score powered by CIBIL ?

    Hi , I want to know how many apps are providing us free Credit score which is powered by Transunion CIBIL only . Not Experian , Equifax or Crif Highmark. Please suggest only the apps or websites , who are providing CIBIL score for free.
  2. S

    Axis card applied without my knowledge.

    Yesterday I received a text mention that my application is successful. But at that time I was asleep. I don't know how this was applied without my knowledge and no otp came on my number as well. I have not applied for any credit card and as I have already mentioned I was asleep at that time. I...
  3. G

    About credit lines showing as a loan in cibil report.

    I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future? Like my loan application will reject because of this?
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    CIBIL & Amazon Pay Score Check Issue – Mental Harassment & No Resolution!

    I want to share my frustrating experience with CIBIL and Amazon Pay, which has caused me months of mental harassment. This post is to warn others and seek advice from those who have faced similar issues. I had an old Amazon Pay account, which I later closed. After that, I created a new Amazon...
  5. H

    CIBIT Score dropped on delay of 1 CC payment

    I’ve been using credit cards for 8.5 years and have built an excellent credit score over time. Recently, however, I missed a payment of INR 542/- on my SBI credit card by just 3 days, and my credit score dropped by around 40 points. The CIBIL report on GPay reflects only this one delayed...
  6. D

    When does SBM Bank share credit scores with the credit agencies ?

    Same as title
  7. M

    Top best 5 low cibil (700+) unsecured credit cards lifetime free

    provide list of unsecured credit cards that are easily approved
  8. B

    CreditCard Payment before billing

    Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?
  9. R

    Does Credit Score Decrease After First Time its Generated?

    I have no Cibil Score till July as I haven't taken any loan in last. But due to this my credit card application was not accepted by any bank so I applied for a secured credit card so that my credit score is generated. Initially it gets generated to 745 by now its dropped to 723 even i had paid...
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    Low CIBIL Score as Credit Card got Phished

    Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...
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    CIBIL SCORE DROPPED

    Hello everyone i am using a credit card on which i pay the bill on the date when the bill is generated but i dont know why still my credit score is dropping down and see my spending is like below 30% of limit of my credit card but in the last month when my bill was generated i paid on the same...
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