cibil

I have a 100% clear payment history, but I am currently facing some medical issues. My EMI amount is ₹20,000. If I pay ₹10,000 instead of ₹20,000 on the EMI due dates and continue doing so, will it affect my CIBIL payment history? I plan to clear any overdue payments once I recover financially.

Hii, I am getting emails from Cibil with login Otp..approx 5-10 emails per day since last 24 hours ? What could be the reason is it safe or dangerous? Note: I have raised dispute in cibil for some of enquiries that i do not recognise approx 2 days ago? Is this emails with login Otp anyway...

I’m planning to apply for a new unsecured credit card and wanted some help Last credit card (closed voluntarily) had a ₹90,000 limit over a year now one of the worst decisions i made my CIBIL score dopped heavily but now its 779 i have a Doubt - IF now i apply any new unsecured credit card...

Hi Community, I wanted to know that if I apply for IDFC Millennia LTF Card will I get the card or not. I don't have an bank account at IDFC Bank. My HDFC Swiggy Application Was Declined 4 Months ago CIBIL: 725 EXPERIAN: 822 SALARY: 25000 Per Month

Hii, my CIBIL score is 705, I have 2 active account (Emi are getting paid on time), 3 additional loan account, loan repaid for those 3 also on time, out of this 3 , one account is reported in Cibil and marked as closed, but he other two not yet reported in Cibil as of now. (Will be also reported...

I have CIBIL score of 705 , no late payment, no credit cards, 2 active loans personal loan paying emi on time , enquiries is 25, credit age is 2 months... What should I do to increase the score to 750+ and what should I avoid further? Please guide m

Hii, I have taken a personal loan from Sayyam Investments Pvt Ltd and have repaid all the loans emi without any delay, it has been already 15 days passed all the loan emi was cleared but not yet updated in the Cibil records. Additionally the loan account is still not closed in the Cibil...

I bought a phone through Home Credit to improve my CIBIL score. My CIBIL score has now reached 753 after successfully paying 6 EMIs on time. Now, only 1 EMI is left. Once I pay the 7th EMI and the loan is completed, will my CIBIL score decrease or remain stable? If it’s going to decrease...

I basically joined for Credit card and Cibil community. 20/M Student @HisabiKitabiG on X/Insta Credit cards ICICI FD Platinum IDFC Wow AU SFB NOMO HDFC Pixel (my sister) unsecured limit 75K

Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???

Hi , I want to know how many apps are providing us free Credit score which is powered by Transunion CIBIL only . Not Experian , Equifax or Crif Highmark. Please suggest only the apps or websites , who are providing CIBIL score for free.

Yesterday I received a text mention that my application is successful. But at that time I was asleep. I don't know how this was applied without my knowledge and no otp came on my number as well. I have not applied for any credit card and as I have already mentioned I was asleep at that time. I...

I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future? Like my loan application will reject because of this?

I want to share my frustrating experience with CIBIL and Amazon Pay, which has caused me months of mental harassment. This post is to warn others and seek advice from those who have faced similar issues. I had an old Amazon Pay account, which I later closed. After that, I created a new Amazon...

I’ve been using credit cards for 8.5 years and have built an excellent credit score over time. Recently, however, I missed a payment of INR 542/- on my SBI credit card by just 3 days, and my credit score dropped by around 40 points. The CIBIL report on GPay reflects only this one delayed...

Same as title

provide list of unsecured credit cards that are easily approved

Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?

I have no Cibil Score till July as I haven't taken any loan in last. But due to this my credit card application was not accepted by any bank so I applied for a secured credit card so that my credit score is generated. Initially it gets generated to 745 by now its dropped to 723 even i had paid...

Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...