cibil

  1. H

    CIBIT Score dropped on delay of 1 CC payment

    I’ve been using credit cards for 8.5 years and have built an excellent credit score over time. Recently, however, I missed a payment of INR 542/- on my SBI credit card by just 3 days, and my credit score dropped by around 40 points. The CIBIL report on GPay reflects only this one delayed...
  2. D

    When does SBM Bank share credit scores with the credit agencies ?

    Same as title
  3. M

    Top best 5 low cibil (700+) unsecured credit cards lifetime free

    provide list of unsecured credit cards that are easily approved
  4. B

    CreditCard Payment before billing

    Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?
  5. R

    Does Credit Score Decrease After First Time its Generated?

    I have no Cibil Score till July as I haven't taken any loan in last. But due to this my credit card application was not accepted by any bank so I applied for a secured credit card so that my credit score is generated. Initially it gets generated to 745 by now its dropped to 723 even i had paid...
  6. N

    Low CIBIL Score as Credit Card got Phished

    Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...
  7. O

    CIBIL SCORE DROPPED

    Hello everyone i am using a credit card on which i pay the bill on the date when the bill is generated but i dont know why still my credit score is dropping down and see my spending is like below 30% of limit of my credit card but in the last month when my bill was generated i paid on the same...
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