cibil score

  1. R

    Does Credit Score Decrease After First Time its Generated?

    I have no Cibil Score till July as I haven't taken any loan in last. But due to this my credit card application was not accepted by any bank so I applied for a secured credit card so that my credit score is generated. Initially it gets generated to 745 by now its dropped to 723 even i had paid...
  2. N

    Low CIBIL Score as Credit Card got Phished

    Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...
  3. VAIBHAV07

    NEED SUGGESTIONS REGARDING IDFC POWER+

    Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...
  4. O

    CIBIL SCORE DROPPED

    Hello everyone i am using a credit card on which i pay the bill on the date when the bill is generated but i dont know why still my credit score is dropping down and see my spending is like below 30% of limit of my credit card but in the last month when my bill was generated i paid on the same...
  5. Mahirathore360

    Zet magnet sbm credit card effect on Cibil score

    Does zet magnet sbm credit card considered as Secured loan or unsecured loan in Cibil report
  6. spideyyy

    Credit score generation

    Hi I have a IDFC wow credit card. I want to ask when my credit score will be generated.
  7. Z

    Credit card utilisation

    If I use 80% of credit card limit and convert it to EMI will it affect my credit score?
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