cibil score

Hi everyone, I have a **FD-backed credit card** from **SuperMoney** with a credit limit of **₹4,500**, and my **statement/bill generation date is the 1st of every month**. I activated the card on **June 10th**, so my **first bill will be generated on 1st July 2025**. Now, I have a few...

I checked my cibil score on 3 different apps. Navi, GPay and CRED(All these apps show the Cibil report not Experian or CIRF). But I'm getting different cibil score on navi(Less than my previous score) and same on GPay and CRED(More than my previous score). All the scores were checked on the...

I have Experian score of 735 but CIBIL score is 763 and Millenia CC limit of 9.45 Lakhs and in June it will be completing 1yr. Will I be able to get upgrade to HDFC Regalia Gold from Millenia?

Hi all, I recently paid my credit card bill. The total due was around ₹33,000, and the minimum due was about ₹2,400. However, the app I used showed ₹32,000 as the amount to be paid before the due date (30th April 2025), so I ended up paying ₹1,000 less by mistake of the payment app (I already...

Hii, I am getting emails from Cibil with login Otp..approx 5-10 emails per day since last 24 hours ? What could be the reason is it safe or dangerous? Note: I have raised dispute in cibil for some of enquiries that i do not recognise approx 2 days ago? Is this emails with login Otp anyway...

Hii, my CIBIL score is 705, I have 2 active account (Emi are getting paid on time), 3 additional loan account, loan repaid for those 3 also on time, out of this 3 , one account is reported in Cibil and marked as closed, but he other two not yet reported in Cibil as of now. (Will be also reported...

Dear sir/mam I took a loan from one company on 24-03-2025, for amount of Rs 4081, including interest the repayment I did is 5166 Rs, there was 2 emi one was on 06 April 25, and the other was at 20 April 25, however I have repaid all loans on 06 April without delay. Now they have marked this...

I bought a phone through Home Credit to improve my CIBIL score. My CIBIL score has now reached 753 after successfully paying 6 EMIs on time. Now, only 1 EMI is left. Once I pay the 7th EMI and the loan is completed, will my CIBIL score decrease or remain stable? If it’s going to decrease...

Isn't ICICI supposed to report the credit utilisation on bill generation date? I paid all the bill but 2.5K a day before bill generation and yet my utilisation was reported on 15th and was over 30%! Am I missing some info?

I basically joined for Credit card and Cibil community. 20/M Student @HisabiKitabiG on X/Insta Credit cards ICICI FD Platinum IDFC Wow AU SFB NOMO HDFC Pixel (my sister) unsecured limit 75K

Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???

For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ? Does it affect cibil score ? If yes Is there any other way ?

Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later. In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...

I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future? Like my loan application will reject because of this?

Dear Bekifaayati member, in my cibil scroe my name is mismatch, what should i do. when i check my cibil score in airtel thanks app then i received a mail from airtel finance in my register mail id. i always check my cibil score regularly all inquiry is perfect only two things are mismatch 1. my...

Currently I am using paisa bazar where I can see all type report of credit score. So can you suggest me best app for check cibil score.

I have 3 credit card ( 2 unsecured and 1 secured) And I have 3 loans ( 1 personal and 2 consumer loan) If I forclose this 3 loans now any negative impact on my cibil

Hi guys, I had 12 credit inquiries over the past 3 years. Does an increase in inquiries affect my credit score/CIBIL score?

Same as title

Hello all Recently I Applied for CREDIT CARD and approved also they generate my CIBIL statement on CRIF cibil Can I change this or not if not So this credit card affect other cibil bureaus like cibil pr not