For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ?
Does it affect cibil score ?
If yes Is there any other way ?
Greetings Everyone,
I'm using CRED app to check my credit score. I found my previous loans are showed still active though it shows that all installment timely paid. When I checked the report, it says that details are not available as the credit bureau couldn't retrieve the details from your...