Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???
For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ?
Does it affect cibil score ?
If yes Is there any other way ?
Hi ,
I want to know how many apps are providing us free Credit score which is powered by Transunion CIBIL only .
Not Experian , Equifax or Crif Highmark.
Please suggest only the apps or websites , who are providing CIBIL score for free.
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