credit card expert

For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ? Does it affect cibil score ? If yes Is there any other way ?

1. I have my wedding coming up in 2 months and I have to fly 24 people to Bangalore. I checked with Air India Express Group Booking Help Desk and they gave me a quotation of INR 7500 per pax + seat booking charges. However, they want me to pay the amount to a given bank account. I asked for an...

I'm using 2 credit cards Amazon ICICI credit card & IDFC millennial. Today I recieved a call from a lady stating that I'm eligible for a pre-approved SBI rupay credit card. After discussing about all the features when I proceeded, she already have all my information including my (PAN card...

Which credit utilization amount is reflected in the credit bureau report? Is it based on the statement amount from the previous month or the total utilized credit, including the amount used after the statement is generated? For example, if my credit limit is ₹30,000 and my total used credit is...

Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later. In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...

Which rupay credit card i should apply? My major upi spend will be on ola-uber and blinkit-zepto.

Hey can you tell me that i hdfc bank telling to show your income proof for biz credit card than what type of income proof i need to show to them as i filled my itr of 5 lakhs and i share my consolidation itr of last 3 years but still they are asking againg for uplode your income proof document...

I want to maintain a credit utilization ratio between 1% and 9%. My bank, SBI, reports my utilization to credit bureaus 3 days after the due date. Bill generation date: 18th of every month Due date: 8th of the following month Reporting date: 11th of the following month If I maintain 7%...

This is my first card any tips how to use to get maximum rewards points and if in case i want money in my bank account without any charges how I can do that....

I have HDFC Indigo 6E Rewards Life time free credit card. But I want HDFC millenia credit card. I raised queries multiple times to upgrade but every time I am getting same reply that you will get offer in few days and wait for sometime. I am waiting since 1 year now and not getting any upgrade...

I got HDFC Tata Neucard Infinity Card 2 months ago and credit limit of that card has combined with my HDFC Millennia card. I don't want both of these cards share the credit limit, i love Tata Neu infinity because of it's features and I also want HDFC Millennia which is carrying my credit...

I have to pay a credit card bill of 7 lakh rupees in a month in 6 to 7 cards so please tell me to get good reward points HDFC BANK has 7 accounts but cashback has been stopped in platinum debit card So tell me any other option

Hello everyone Hope everyone is good I am Finding A good Card whether It may be debit or credit card for flight bookings as i started to travel regularly i need suggestions on some good cards so that i can Get good discounts on flight bookings