credit card utilisation ratio

  1. V

    Credit card utilisation

    Guy i got my first credit, if i use 90% of its limit and pay my dues same day or max next day will it be considered higher utilisation?
  2. Abhi7hek

    Credit card utilisation ratio

    Which credit utilization amount is reflected in the credit bureau report? Is it based on the statement amount from the previous month or the total utilized credit, including the amount used after the statement is generated? For example, if my credit limit is ₹30,000 and my total used credit is...
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