I basically joined for Credit card and Cibil community.
20/M
Student
@HisabiKitabiG on X/Insta
Credit cards
ICICI FD Platinum
IDFC Wow
AU SFB NOMO
HDFC Pixel (my sister) unsecured limit 75K
I’ve been using credit cards for 8.5 years and have built an excellent credit score over time.
Recently, however, I missed a payment of INR 542/- on my SBI credit card by just 3 days, and my credit score dropped by around 40 points.
The CIBIL report on GPay reflects only this one delayed...
Dear Team,
I am new to credit cards and recently received the HDFC Freedom Credit Card. However, I now see that the HDFC Swiggy One Card is pre-approved for me, and it seems more suitable as I use Swiggy regularly and now it is showing LTF till December.
Could you please confirm if I can apply...
Can anyone advise if it would be a good idea to book a new Royal Enfield Classic 350 by paying the full amount (around ₹2.5 lakhs) using my Amazon ICICI credit card, which has a limit of ₹3 lakhs. Will I receive cashback for this purchase, and what charges might I incur? I’m not concerned about...
Hello all
Recently I Applied for CREDIT CARD and approved also they generate my CIBIL statement on CRIF cibil
Can I change this or not if not
So this credit card affect other cibil bureaus like cibil pr not
Don't have much idea about different types of credit cards 🤔
So, can anyone help me in the selection of card, which will be best and what's special for that card :-)
I have no Cibil Score till July as I haven't taken any loan in last. But due to this my credit card application was not accepted by any bank so I applied for a secured credit card so that my credit score is generated. Initially it gets generated to 745 by now its dropped to 723 even i had paid...
How can I upgrade my HDFC Moneyback Plus Credit card to HDFC Millennia card free? They are giving me upgrade option for free but only for the first year.
Recently I had applied for axis Bank credit card from Paytm, but I got rejected by the bank, should I apply for another bank credit card and how many credit card I can apply my cibil score is 747, I have 3 credit cards Paytm HDFC, One Card by BOB, IDFC millenium
Hey everyone!
I'm looking for suggestions on the best credit card options based on my spending habits. I have the Axis My Zone Credit Card with a ₹3.50 lakh limit, but it’s not giving me any significant rewards, so I’m considering closing it.
Here are the key areas where I spend the most...