Recently I had applied for axis Bank credit card from Paytm, but I got rejected by the bank, should I apply for another bank credit card and how many credit card I can apply my cibil score is 747, I have 3 credit cards Paytm HDFC, One Card by BOB, IDFC millenium
My cibil and Experian score is dropped by 16 and 13 without reason I am paying credit card bills on time and using less than 30% of my credit limit. One I just paid some extra money on credit card bill I don't think that should be reason for this🤷
I have idfc first wow secured credit card
I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?
Hi guys, a random query if i utilise Total available limit for my credit card and next day pay it off or pay it 10 days before my bill generation date will it have impact on my CIBIL Score?
Note: Today, my credit score updated from -1 to 772 on CIBIL.
In just one month, I achieved a 772 score on CIBIL, but there’s still no score on Experian and CRIF Highmark.
1. Can I get an unsecured credit card with this score?
2. How did my score jump to 772 in only one month?
3. My score is...