credit score

  1. Abhi7hek

    Should I close my Amazon paylater account ?

    Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later. In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...
  2. H

    CIBIT Score dropped on delay of 1 CC payment

    I’ve been using credit cards for 8.5 years and have built an excellent credit score over time. Recently, however, I missed a payment of INR 542/- on my SBI credit card by just 3 days, and my credit score dropped by around 40 points. The CIBIL report on GPay reflects only this one delayed...
  3. R

    what should i do if my name is mismatch in my cibil score.

    Dear Bekifaayati member, in my cibil scroe my name is mismatch, what should i do. when i check my cibil score in airtel thanks app then i received a mail from airtel finance in my register mail id. i always check my cibil score regularly all inquiry is perfect only two things are mismatch 1. my...
  4. D

    When does SBM Bank share credit scores with the credit agencies ?

    Same as title
  5. A

    Will my credit score be affected?

    I have a Flipkart axis bank credit card since 2021 September and not widely using it. Recently because of the continuous calls from credit cards of Bajaj Finserv, I applied for Bajaj Finserv RBL Supercard and per-approved card from HDFC millennia card. But as I was not aware or not having...
  6. M

    Zet magnet sbm credit card effect on Cibil score

    Does zet magnet sbm credit card considered as Secured loan or unsecured loan in Cibil report
  7. S

    My axis Bank credit card application got rejected, should I apply for another bank credit card?

    Recently I had applied for axis Bank credit card from Paytm, but I got rejected by the bank, should I apply for another bank credit card and how many credit card I can apply my cibil score is 747, I have 3 credit cards Paytm HDFC, One Card by BOB, IDFC millenium
  8. S

    Why my credit score is dropping without reason

    My cibil and Experian score is dropped by 16 and 13 without reason I am paying credit card bills on time and using less than 30% of my credit limit. One I just paid some extra money on credit card bill I don't think that should be reason for this🤷 I have idfc first wow secured credit card
  9. spideyyy

    Credit score generation

    Hi I have a IDFC wow credit card. I want to ask when my credit score will be generated.
  10. Z

    Credit card utilisation

    If I use 80% of credit card limit and convert it to EMI will it affect my credit score?
  11. Z

    Does buying things on credit card EMI affect your credit score?

    I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?
  12. N

    Credit Utilisation

    Hi guys, a random query if i utilise Total available limit for my credit card and next day pay it off or pay it 10 days before my bill generation date will it have impact on my CIBIL Score?
  13. Y

    Credit Score Update and Unsecured Credit Card Inquiry

    Note: Today, my credit score updated from -1 to 772 on CIBIL. In just one month, I achieved a 772 score on CIBIL, but there’s still no score on Experian and CRIF Highmark. 1. Can I get an unsecured credit card with this score? 2. How did my score jump to 772 in only one month? 3. My score is...
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