Isn't ICICI supposed to report the credit utilisation on bill generation date? I paid all the bill but 2.5K a day before bill generation and yet my utilisation was reported on 15th and was over 30%! Am I missing some info?
Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???