I got RBL easysaver credit card 2.5 years back at 500 anual fees and limit of 35000. I currently don't use much. Very rarely when i make some electronics purchase i use it to convert payments into emi. I don't know how it's reward system works. I feel it is useless for me as this year i...
What if I get myself a secured credit card against a FD and after building a good credit score I wish to Break the FD. Will the credit card be surrendered? If yes then will this impact my credit history?