Hello everyone,
I need some guidance regarding getting a credit card.
I work at a retail shop where my salary is paid fully in cash. I earn around ₹15,000 per month.
Although the salary is in cash, I regularly deposit money into my bank account — sometimes ₹10,000, sometimes ₹40,000, sometimes...
I want to get a new credit card... which one would be the best with great features? My current CIBIL score is 753, and I want to improve it further. Please suggest the best credit card with just a ₹10,000 limit."
Hi ,
I want to know how many apps are providing us free Credit score which is powered by Transunion CIBIL only .
Not Experian , Equifax or Crif Highmark.
Please suggest only the apps or websites , who are providing CIBIL score for free.
We often think using credit cards means financial freedom, but did you know excessive swiping can actually hurt your credibility? Over-reliance on credit not only raises your debt-to-income ratio but can also lower your CIBIL score, making future loans harder to get.
Do you agree that too much...
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I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?
Now my score has dropped from 746 to 726 and I do not know how this happened. Before the score dropped I did not have any credit card, I was just on loan... and the score dropped The next day I got a pre-approval card through the bank and I don't know how my score dropped....now how do I boost...