#creditscore

Hi , I want to know how many apps are providing us free Credit score which is powered by Transunion CIBIL only . Not Experian , Equifax or Crif Highmark. Please suggest only the apps or websites , who are providing CIBIL score for free.

We often think using credit cards means financial freedom, but did you know excessive swiping can actually hurt your credibility? Over-reliance on credit not only raises your debt-to-income ratio but can also lower your CIBIL score, making future loans harder to get. Do you agree that too much...

What if I get myself a secured credit card against a FD and after building a good credit score I wish to Break the FD. Will the credit card be surrendered? If yes then will this impact my credit history?

Hello everyone i am using a credit card on which i pay the bill on the date when the bill is generated but i dont know why still my credit score is dropping down and see my spending is like below 30% of limit of my credit card but in the last month when my bill was generated i paid on the same...

I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?

Now my score has dropped from 746 to 726 and I do not know how this happened. Before the score dropped I did not have any credit card, I was just on loan... and the score dropped The next day I got a pre-approval card through the bank and I don't know how my score dropped....now how do I boost...