I am a distributer in agricultural seeds, pesticides and weedicides, varying different GST rates. I have customers who want to make payments via rupay, visa or mastercard credit and debit cards for which I use paytm to receive money but the issue is paytm charges upto 2% for credit cards. Since...
I have a HDFC debit card which has lounge access but have to spend 5000 rs in previous quarter.
I have a monthly SIP of 20K which is being deducted from my debit card.
Does this counts in spend and will i be eligible for free lounge access.