homeloan
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Need Help Deciding: SBI Regular vs MaxGain Home Loan
Hey everyone, I’m in the process of finalising my home loan and could really use some advice from those who’ve been through this recently. I earn around ₹2.5 L per month (salaried), and I’m buying a property where the builder has tie-ups with SBI, HDFC, and Axis Bank. Out of these, SBI is...- dreamer007
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- home loan homeloan sbi
- Replies: 0
- Forum: Loans
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Axis Bank selectively applying repo rate changes – worth pursuing further?
Hi everyone, I’ve been dealing with a frustrating issue related to my home loan with Axis Bank. According to the loan agreement, repo rate changes are supposed to be passed on only during fixed quarterly reset dates — 25th March, June, September, and December. The bank has used this clause to...- ashishgupta09
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- axis bank axis bank home loan home loan homeloan reporate
- Replies: 0
- Forum: Loans
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Home loan credit utilisation
Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???- Amritansh
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- #bekifaayai #cibil cibil cibil score credit bureau credit utilisation home loan homeloan
- Replies: 9
- Forum: Credit Score
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Help Needed: Home Loan Interest Rate Increased Despite RBI Repo Rate Cut
Hello Everyone, I need some guidance on how to handle an issue with Bank of India regarding my home loan interest rate. My loan is on a floating interest rate basis, which means it should be linked to the Repo Based Lending Rate (RBLR). Here’s what happened: My original home loan interest...