homeloan

Hello everyone, I need your assistance regarding an investment issue involving a plot of land sold to me by an LIC agent. I previously discussed this situation with an chatgpt, which provided some suggestions. I would greatly appreciate your review and guidance on how to proceed. Thank you. Home...

Hey everyone, I’m in the process of finalising my home loan and could really use some advice from those who’ve been through this recently. I earn around ₹2.5 L per month (salaried), and I’m buying a property where the builder has tie-ups with SBI, HDFC, and Axis Bank. Out of these, SBI is...

Hi everyone, I’ve been dealing with a frustrating issue related to my home loan with Axis Bank. According to the loan agreement, repo rate changes are supposed to be passed on only during fixed quarterly reset dates — 25th March, June, September, and December. The bank has used this clause to...

Is home loan also included in credit utilisation, I had a home loan and obviously I had disbursed 100% amount, now in my CIBIL report it's showing as 100% credit utilised which is adversely impacting my credit score what to do???

Hello Everyone, I need some guidance on how to handle an issue with Bank of India regarding my home loan interest rate. My loan is on a floating interest rate basis, which means it should be linked to the Repo Based Lending Rate (RBLR). Here’s what happened: My original home loan interest...