loan

  1. A

    Impact of Past Loan Defaults on My Land Loan Eligibility – Need Expert Advice

    I m a 55-year-old government employee with a monthly salary of ₹60,000+. My current CIBIL score is 684. I have a strong repayment history, with one active loan of ₹4,00,000, which I have been paying on time, and three closed loans that were fully repaid without any defaults. However, I recently...
  2. G

    About credit lines showing as a loan in cibil report.

    I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future? Like my loan application will reject because of this?
  3. Radhikashamra360

    bajaj finance flexi loan | How does it really work?

    my brother had this loan 4 yrs back which he is still paying for. I would like to know what's really going on here. it was a loan of 5L for 5 yrs (60 months). As we can see he has paid 50 EMI's only 10 left but initial loan tenure shows 12 months. bajaj
  4. B

    Taking Home loan

    So I had a home loan in SBI which I made prepayment and closed early for purchase of a property. Now I want to construct over the same bought out property and I am requesting loan for it for construction costing around 20 lakhs. At the same time, I have some money saved (say approx 7 lakhs) and...
  5. L

    STUDENT LOAN ADVICE

    For student loan must apply for education loan and go with government scheme CSIS it help you to lower your loan interest by providing you subsidy.
  6. I

    Should I Invest ₹15 Lakh or Use it to Pay Down My ₹30 Lakh Home Loan?

    I currently have ₹15 lakh in savings and a home loan of ₹30 lakh that I’m paying off. I'm trying to decide whether to invest this ₹15 lakh or use it to pay down my loan principal. Here’s some additional information: The interest rate on my home loan is around 8.5%. If I invest this 15 lakh...
  7. M

    Which bank gives fastest pre approved loan offer on credit card?

    Please help
  8. S

    2 Wheeler Loan: SBI vs TATA Capital

    Hi, I want to Buy a 2 Wheeler and I want to loan for it which company is best to take loan SBI, TATA Capital or any other.
  9. TEJKUMARSAHU

    Urgent Assistance Needed: Delay in Loan Disbursement and Mandatory Insurance Issue

    I have two concerns and would appreciate your suggestions: 1. I applied for a personal loan from Kotak Mahindra Bank, and it's been two weeks since the documentation and approval process started. I received the loan agreement last Wednesday and the E-NACH request on Thursday. Everything has...
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