loan

Hi everyone, I’m reaching out to this community in the hope of getting some practical advice or guidance on a serious financial fraud I’ve unfortunately become a victim of. A while back, a middleman agency approached me with an offer to partner in a real estate deal with a builder based in...

Hii, I have taken a personal loan from Sayyam Investments Pvt Ltd and have repaid all the loans emi without any delay, it has been already 15 days passed all the loan emi was cleared but not yet updated in the Cibil records. Additionally the loan account is still not closed in the Cibil...

I am writing to seek clarification regarding the interest rate revisions applied to my home loan. I availed a home loan of ₹26,86,000, which was disbursed on 31st January 2025 at an initial interest rate of 8.6%. At the time, the RBI repo rate was 6.5%, and the spread applied by the bank was...

I m a 55-year-old government employee with a monthly salary of ₹60,000+. My current CIBIL score is 684. I have a strong repayment history, with one active loan of ₹4,00,000, which I have been paying on time, and three closed loans that were fully repaid without any defaults. However, I recently...

I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future? Like my loan application will reject because of this?

my brother had this loan 4 yrs back which he is still paying for. I would like to know what's really going on here. it was a loan of 5L for 5 yrs (60 months). As we can see he has paid 50 EMI's only 10 left but initial loan tenure shows 12 months. bajaj

For student loan must apply for education loan and go with government scheme CSIS it help you to lower your loan interest by providing you subsidy.

I currently have ₹15 lakh in savings and a home loan of ₹30 lakh that I’m paying off. I'm trying to decide whether to invest this ₹15 lakh or use it to pay down my loan principal. Here’s some additional information: The interest rate on my home loan is around 8.5%. If I invest this 15 lakh...

Please help

Hi, I want to Buy a 2 Wheeler and I want to loan for it which company is best to take loan SBI, TATA Capital or any other.

I have two concerns and would appreciate your suggestions: 1. I applied for a personal loan from Kotak Mahindra Bank, and it's been two weeks since the documentation and approval process started. I received the loan agreement last Wednesday and the E-NACH request on Thursday. Everything has...