I m a 55-year-old government employee with a monthly salary of ₹60,000+. My current CIBIL score is 684. I have a strong repayment history, with one active loan of ₹4,00,000, which I have been paying on time, and three closed loans that were fully repaid without any defaults.
However, I recently...
I have some credit lines like UNI PAYCHECK, Simple, lazypay. This credit lines are showing in my cibil report as a loan. Will this affect if I go to apply any loan in future?
Like my loan application will reject because of this?
my brother had this loan 4 yrs back which he is still paying for. I would like to know what's really going on here. it was a loan of 5L for 5 yrs (60 months). As we can see he has paid 50 EMI's only 10 left but initial loan tenure shows 12 months.
bajaj
So I had a home loan in SBI which I made prepayment and closed early for purchase of a property. Now I want to construct over the same bought out property and I am requesting loan for it for construction costing around 20 lakhs. At the same time, I have some money saved (say approx 7 lakhs) and...
I currently have ₹15 lakh in savings and a home loan of ₹30 lakh that I’m paying off. I'm trying to decide whether to invest this ₹15 lakh or use it to pay down my loan principal.
Here’s some additional information:
The interest rate on my home loan is around 8.5%.
If I invest this 15 lakh...
I have two concerns and would appreciate your suggestions:
1. I applied for a personal loan from Kotak Mahindra Bank, and it's been two weeks since the documentation and approval process started. I received the loan agreement last Wednesday and the E-NACH request on Thursday. Everything has...