#loan

I purchase. A plot and applied a loan from bob and they granted a plot + construction loan construction timeline is 3 years I want to know that if I paid the loan before 3 years and not doing any construction so is there any penalty

Hi I am Rajkumar Gupta I hve take gold loan from IIFL of 4,50,000 at 12% but due no financial i can't to pay my loan so I transferred my loan at icici bank the said me 12% but after loan I see It is 18% percent when I go to bank they ignore it or say we will do it later after month to do it 12...