millennia

I have been using HDFC Millennia Paid since last year May and I have am getting an upgrade to HDFC Diners Club Privilege Credit Card FYF. I want to upgrade, but want the card LTF. Can anyone suggest me how to make this card LTF. I already connected with my RM and he said he can't do anything...

This is like an open diary post. Writing about my experience of applying HDFC Millennia card. I plan to update it every EOD as the story unfolds. Includes my thought process. Read with caution. Background: Me? Consider a salaried person. Had HDFC as salary account in past, now its just a...