overdraft

Hi all, i have FD of some amount from last 11 months and I have taken OD around 9 months back on that FD. Now since 11 months are over so PNB bank manager is asking me to pay whole amount of OD to renew FD otherwise they will dissolve FD and pay the OD. i want to continue FD & OD as well dont...

I’ve taken gold loan of 3lakhs in march 2023 with monthly interest of 1.2% which comes to 14.4% annual interest. In one year we paid around 14k principle only, rest of one payment was going to interest as I was financially unstable. In 2024, I had to renew the loan to continue the loan. So I was...