Is it safe to get an insta loan from IndMoney App? Its showing that i have a credit line of ₹1,50,000 that i can withdraw at any time and pay at any time without any foreclosure charges.
I had taken 2 different personal loans amounting 7.89 lakh rupees from HDFC Bank at the same time (in March 2024):
Normal Personal Loan @13% p. a.
Personal loan on credit card @15% p. a.
I want to transfer these loans for a better interest rate, reduce EMIs and to make all at one place.
I...
I have two concerns and would appreciate your suggestions:
1. I applied for a personal loan from Kotak Mahindra Bank, and it's been two weeks since the documentation and approval process started. I received the loan agreement last Wednesday and the E-NACH request on Thursday. Everything has...