I am a 19-year-old student currently focused on building my credit profile. At present, I have a zero-balance SBI account with a virtual debit card (no maintenance fees) and two FD-backed secured credit cards (SuperCard and ZET Card, ₹5,000 limit each).
My goal is to develop a good CIBIL score...
How Long Did it Take You Guys to Receive Pre-Approved CC Offer from HDFC, i Mean How Old Was your HDFC Account when you Received the Offer?
Also was it your 1st Unsecured CC?