rbi guidelines

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    Credit Bureau Compensation: Need Help Understanding This

    Hi everyone, I raised a dispute with the credit bureau to remove two enquiries, one from HDFC Bank and one from Bajaj Finance. Both were filed under one Dispute ID, but they were separate enquiries. Both lenders took longer than the allowed time to respond: HDFC took 61 days Bajaj Finance took...
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    Clarification Request on Interest Rate Revisions for Home Loan

    I am writing to seek clarification regarding the interest rate revisions applied to my home loan. I availed a home loan of ₹26,86,000, which was disbursed on 31st January 2025 at an initial interest rate of 8.6%. At the time, the RBI repo rate was 6.5%, and the spread applied by the bank was...
    • itrajan7
    • Thread
    • home loan interest loan rbi guidelines reporate
    • Replies: 3
    • Forum: Loans
  3. M

    Need Help on RBI Rules for Notifying Account Holders About Charges & Insufficient Funds

    Hello everyone, I need help in finding the relevant RBI notification or guidelines regarding banks notifying account holders about charges and insufficient funds. I had started six SIPs through the Groww app, which were supposed to be debited from my SBI account (my main operational account)...
    • mauleek
    • Thread
    • axis bank charges bank charges bank notification rules customer rights ecs return charges insufficient funds nach return charges rbi guidelines rbi notification unauthorized charges
    • Replies: 1
    • Forum: Bank Account
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