I have Experian score of 735 but CIBIL score is 763 and Millenia CC limit of 9.45 Lakhs and in June it will be completing 1yr.
Will I be able to get upgrade to HDFC Regalia Gold from Millenia?
I have a credit limit of 4.5 lacs on regalia gold should I go for upgrade, I had good spends of above 5 lacs in last 6-7 months. Is credit limit above 5 lacs a necessary condition?