salary account

I am salaried individual. Can we ask companies to not deduct tax and ask them i will pay tax ? can we (as individual) pay tax by credit card?

I have a credit card with a limit of 7k and a cibil of 780+. I recently joined a job and opened a salary account they are asking me to take a credit card with annual charges. That too a entry level card. How can I bargain for a better card limit ~1.2L as my salary is ~40k per month and I have...