savings

  1. I

    Should I Invest ₹15 Lakh or Use it to Pay Down My ₹30 Lakh Home Loan?

    I currently have ₹15 lakh in savings and a home loan of ₹30 lakh that I’m paying off. I'm trying to decide whether to invest this ₹15 lakh or use it to pay down my loan principal. Here’s some additional information: The interest rate on my home loan is around 8.5%. If I invest this 15 lakh...
  2. M

    I want to save money but not in my HDFc saving account for 1 year ? Where do I Save please help me

    Hi guys, First of all thanks for replying me. Here is the situation, Right now I have appx. 70k INr in my HDFC Savings bank I'm doing job and saving some part every month and I want to save it for college fees next year I'll take admission next year but I'm spending that money little little...
  3. itstaksheel

    Avoid Convenience Fees while making Electricity/Other Bill Payments with CC

    We all know that if you pay any sort of bill with your Credit Card you're charged a convenience fee. However, I recently found out a loophole through which it can be avoided. Instead of paying directly you can buy a Amazon Gift Card and pay it through that gift card. Gift Cards can be directly...
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