I operate a recharge service, where I add funds to my Amazon Pay balance using my Punjab National Bank (PUNB) savings account (Jan Dhan Yojana). I earn a 3% commission on recharges. Customers transfer funds to my PUNB account via UPI.
My monthly receipt from customers is approximately ₹60,000...
I have a business vendor which charges 1.5% on credit card payments; even disabled the use of Rupay credit cards via UPI transactions.
Monthly payment to this vendor is around 1-2 Lakhs.
Is there any workaround to it? So that I pay by any credit card and doesn't get charged 1.5% fee or overall...