1% cashback on credit card bill payment using hdfc debit card

[ayushjhaonline]

The HDFC Millennia Debit Card, despite its ₹590 annual fee (including GST), hides a surprising profit opportunity.

The secret lies in its 1% cashback on wallet reloads.

Here's the simple strategy:

Full KYC: Ensure your preferred digital wallet (like Amazon Pay) has full KYC completed.

Reload Smartly: Each month, reload your wallet with ₹40,000 using your Millennia Debit Card.

The Math (and the Catch):

This action alone nets you ₹400 cashback monthly (1% of ₹40,000).

Important: This ₹400 is the maximum monthly cashback you can earn from wallet reloads and other offline spends.

Now you can use that wallet money to pay credit card bill [i am using amazon pay wallet]

 

[kshitiz92]

From which application are you able to use amazon pay balance for paying credit card bills?? From amazon its not allowed

 

[amitvicky]

From which application are you able to use amazon pay balance for paying credit card bills?? From amazon its not allowed

People usually transfer the balance back to the bank account.

 

[ayushjhaonline]

From which application are you able to use amazon pay balance for paying credit card bills?? From amazon its not allowed

Tata neu

 

[archit3000]

Is Amazon wallet load free from any charges?

 

[ayushjhaonline]

Is Amazon wallet load free from any charges?

Yes only in case of debit card