6E Rewards XL IndiGo HDFC Bank Credit Card: Features

[arjungoyal12]

IndiGo Airlines has stepped into the credit card game with HDFC, presenting two options: the 6E Rewards and the more premium 6E Rewards XL. Here's a review to help you decide if it's your ideal travel companion.

Fees and Benefits of 6E Rewards XL IndiGo HDFC Bank Credit Card:​

• Annual Fee: Rs. 1,500 + GST
• Welcome Benefits: Enjoy a complimentary flight ticket worth Rs. 3000 and a 6E Prime Add-On.
• Rewards Rate: 5% on IndiGo, 3% on dining, grocery, and entertainment, and 2% on other transactions.
• Lounge Access: 8 complimentary domestic lounge visits annually.
• Dining Delights: Exclusive discounts at premium restaurants under the Good Food Trail Dining Program.

Travel Perks:​

• Flight Rewards: Earn 5% 6E Rewards on IndiGo flights.
• Lounge Access: Enjoy complimentary access to domestic lounges.
• Discounts: Get a Rs. 150 discount per passenger on IndiGo tickets.

Dining Delights:​

• Earn While You Eat: 3% 6E Rewards on Dining Spends.
• Good Food Trail: Exclusive discounts at top restaurants across major cities.

Reward Redemption:​

• Flexible Redemption: Redeem 6E Rewards for IndiGo flight tickets and more. (1 point = Re. 1)

Fees:​

• Annual Fee: Rs. 1,500 (plus applicable taxes)
• Interest Rate: 3.6% p.m. on outstanding balance
• Cash Advance Fee: 2.5% or Rs. 500 (whichever is higher)
• Foreign Currency Mark-up: 2.5% on foreign transactions

Eligibility and Documentation:​

• Age: 21-60 years (Salaried), 21-65 years (Self-employed)
• Income: Monthly income over Rs. 1,20,000 for Salaried, Rs. 14.4 lakh p.a. for Self-employed

How to Apply for 6E Rewards XL IndiGo HDFC Bank Credit Card:​

• Easy Application: Apply online on HDFC's website, fill in your details, and upload the necessary documents.

Bottomline:​

So, here's the conclusion on the 6E Rewards XL IndiGo HDFC Credit Card – it's a great pick if you're a fan of domestic travel. Despite a reasonable annual fee of Rs. 1,500, the card has some cool perks that can help you travel. Starting you get a free flight ticket worth Rs. 3,000 and some 6E Prime Add-On stuff after six months of getting the card. The rewards program is the real star, giving you 5% rewards on IndiGo flights, 3% on dining, groceries, and fun stuff, and 2% on everything else and you can use those rewards for cool things, including more IndiGo flights, but it's small, there's no access to international lounges with this card.

Talking about money, there's a Rs. 1,500 annual fee, and if you don't pay your bill on time, there's an interest rate of 3.6% per month. Cash advance fees, foreign currency fees, and card replacement fees are also things to keep in mind.

Getting the card is pretty straightforward – apply online on the HDFC website, and you can also check your application status and activate the card online. In a nutshell, if you're big on flying with IndiGo, the 6E Rewards XL IndiGo HDFC Credit Card could make your trips more rewarding.