ACKO Car Insurance Review

nikhilchauhan

Administrator
Staff member
Acko Insurance is a digital insurer offering complete coverage, and user-friendly online insurance experience. Acko General Insurance Company was established in 2016 and quickly became a well-known name in the insurance industry. This insurance is a respected direct-to-consumer approach that revolutionizes the insurance landscape through insurance products. By using new-age technology, Acko provides traditional insurance models that offer customers supreme propositions and excellent interactions.

Salient Features of ACKO Car Insurance

Acko car insurance offers customer-centric experiences with complete coverage and user-friendly experience. Acko is offering an affordable premium that can be easily accessed online. Acko car insurance provides financial protection against accidents, natural disasters, car theft, and fire. Acko car insurance offers coverage of the car's engine for repairs or replacement costs.

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Here are some of the benefits of Acko Car Insurance that are outlined below.

Competitive Premiums

Acko car insurance reviews policy and offers complete coverage at low premiums. The company offers low premiums to give the best value to the customers without compromising intermediaries and streamlining the process. Acko uses digital models to provide low premiums at hassle-free rates that provide savings to the customers.

Paperless Experience

Acko car insurance offers paperless coverage at affordable rates. This insurance company offers an easy method of purchase and renewal of insurance policy. Due to online processing, the purchase and renewal of insurance saves time and effort. This policy offers personal accident policy protection of Rs. 15 lakhs against disability while driving.

Claim Process

This car insurance policy offers hassle-free claim processes that ensure to get claims easily and seamlessly. This easy claim process saves the time and effort of the insured individual from visiting the insurance office. Acko car insurance reviews and offers quick claim settlement efficiently.

24x7 Support

Accidents are not controllable in one’s hand and Acko car insurance offers 24x7 support to assist customers in their need. Acko offers complete coverage or guidance during an emergency for the customers. Their team is readily available to help the customers in such emergencies.

Additional Benefits


This car insurance provides cashless repairs without any worries. Thus, Acko Car Insurance provides repairs at their cashless registered garages without paying cash. However, after repairs, the vehicle is delivered to the customer's doorstep for free within 3 days. Acko provides insurance with zero depreciation insurance so that customers can claim insurance without any deductions for depreciation.

Acko car insurance offers add-on benefits that cover expenses incurred for replacing lost car keys and locksets. This car insurance provides 24x7 roadside assistance to its customers.

Eligibility Criteria

To buy an online Acko car insurance policy, the following eligibility criteria are mentioned below.
  • The individual must be an Indian citizen.
  • The individual must have a valid vehicle registration number and certificate.
Documents Required

The documents that are required for buying Acko car insurance are outlined below.
  • The individual must have a valid car registration number.
  • The individual must have a mobile number.
If the owner of the car has purchased car insurance from another insurer, then such policy details.

Types of Car Insurance Policies

Acko Car Insurance Policies offer four types of insurance policies:

Third-Party Insurance: This third-party insurance provides financial protection against liabilities or the accidental death of a third party accidentally. This policy will not cover damage to the vehicle.

Comprehensive Car Insurance: This policy covers all the benefits of third parties. This policy will cover damage to the customer's vehicles that is caused by accidents, natural calamities, fire, theft, and other events.

Zero Depreciation Policy: Acko's car insurance policy offers complete coverage benefits against 100% coverage of the cost of car parts during repairs. This plan covers depreciation costs and car parts that can be claimed for a maximum of a year.

Stand-Alone Own Damage Policy: Acko car insurance provides stand-alone own damage that results from fire, accidents, or theft. This policy offers a wide range of risks and other financial security.

Application Process

The application process for buying this policy is easy and user-friendly. The individual must click on ‘Get Quote’ on the official website to visit an online application form. The individual must put in the vehicle details, car registration number, mobile number, and residential PIN code. The applicant must check the terms and conditions for further processing.

The applicant must enter the Insurance declared value, no claim bonus value, add-ons, and plan type to get those policies. The applicant must update the current policy expiry date of the policy. The Acko car insurance policy can be bought by clicking on the option "Buy Now". The applicant must click on the accident cover mandated by RTO and then click on ‘Next’ to proceed. The applicant must confirm the vehicle registration date and previous policy and then click on ‘Proceed’. The applicant must put in the KYC, and contact number and enter the vehicle engine and chassis as per RC details. The applicant must make the payment policy and download the documents instantly.

Cashless Claim Process

The applicant can contact for cashless claim process by clicking on ‘Claim Now’ for registration of the request. The applicant can locate the nearest network garage for repairs. The surveyor and mechanic will give the estimated repair cost, and the coverage amount based on the applicable terms and conditions.
 
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