anuragmukherjee28
Moderator
In this Article we are going to talk in details about all the major Yes Bank Rupay Credit Cards that are available in the market:-
Now lets us talk in details about all the Yes Bank Rupay credit cards one by one:-
- Yes Bank RuPay Credit Card
- ACE Credit Card (Previously known as YES PROSPERITY REWARDS)
Types of Yes Bank RuPay Credit Cards
There are different kinds of Rupay cards ,with different benefits associated with them:-| Type of Credit Card | Description |
| Classic RuPay Credit Card | Standard credit card with basic benefits. Suitable for everyday transactions and shopping. |
| Platinum RuPay Credit Card | Improved credit limit and better privileges such as cashback, discounts, rewards and other offers on various categories. |
| SBI Select RuPay Credit Card | Tailored for premium consumers. Access to airport lounges and concierge benefits. |
| RuPay Contactless Credit Card | Allows secure and quick transactions using contactless technology. |
Now lets us talk in details about all the Yes Bank Rupay credit cards one by one:-
Yes Bank RuPay Credit Card
| Yes Bank RuPay Credit Card |  |
| Joining Fees | Free |
| Annual Fees | Free |
| Welcome offer | Nil |
| Reward points | 8 reward points on spending every Rs. 200 on UPI transactions of above Rs. 2,000. 2 reward points on spending every Rs. 200 on all online spends. |
| Reward value | 1 YES Rewardz Points = Rs. 0.25 |
| Benefits /Milestone Benefits | Low Foreign currency markup: 2.75% of the transaction value. |
| Lounge Access | Nil |
| Fuel Surcharge | Nil |
Yes Bank ACE Rupay Credit Card
| ACE Credit Card (YES PROSPERITY REWARDS) |  |
| Joining Fees | Rs 399 (reversed on spends of Rs 5,000 within 30 days) |
| Annual Fees | Rs 399 (reversed on spends of Rs 50,000 within 30 days ) |
| Welcome offer | nil |
| Reward points | 8 YES Rewardz Points on every INR 200 for Online Shopping ( not for UPI transactions, fuel payments) 4 YES Rewardz Points on every INR 200 for Offline Shopping 2 YES Rewardz Points on every INR 200 on Select categories |
| Reward value | 1 YES Rewardz Points = Rs. 0.25 Air Miles - 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point |
| Benefits /Milestone Benefits | Minimum 15% discount on dining at select restaurant Free Credit Shield cover of 1 Lac & Lost Card liability cover of 1.3 L Insurance cover of upto INR 50,000 against accidental damage for 6 months for mobile & electronic |
| Lounge Access | nil |
| Fuel Surcharge | 1% surcharge waiver for transaction between INR 400 – INR 5,000 ( upto 100 rupees) |
