Amazon Pay Later

[Neeraj Singh...]

Currently I have not any Credit card I have applied for SBI card in Aug month but it rejected, Now I have offer of Amazon pay later account.
Should I apply for Amazon pay later since I have no credit card.

Pls tell

 

[GURUWALKE]

First u should get any fd back Credit card.

 

[TaxWiser]

Currently I have not any Credit card I have applied for SBI card in Aug month but it rejected, Now I have offer of Amazon pay later account.
Should I apply for Amazon pay later since I have no credit card.

Pls tell

Yes, here's my story:
I started building my credit score with Amazon Pay Later when I had no CIBIL score, salary slip, or ITR. I followed basic credit score improvement tips like using less than 30% of my sanctioned limit and paying the total due before the due date. After 9 months, my CIBIL score hit 770+, and I got a pre-approved lifetime free credit card from HDFC(in which I maintained Daily Average Balance >30000 for almost 7-9 months before receiving this offer). Two months later, I applied for my desired LTF CC as per my usage, the Amazon Pay ICICI card, and got it too. Then, I permanently closed my Amazon Pay Later account.