I haven't personally used AMEX Health Insurance, but I've heard mixed reviews. While it's a reputable brand, it's known to be a bit on the expensive side.
Before making a decision, I'd suggest:
Compare Plans: Don't limit yourself to AMEX. Explore other insurers to find the best coverage at a reasonable price. Read the Fine Print: Carefully go through the policy documents to understand the coverage, exclusions, and waiting periods. Check Claim Settlement: Research the insurer's claim settlement process to ensure it's smooth and hassle-free. Consider Additional Benefits: Look for extra benefits like cashless hospitalization, ambulance cover, and OPD expenses. Seek Expert Advice: Consult a financial advisor or insurance agent for personalized guidance.
Ultimately, choose a plan that aligns with your specific needs and budget.