Benifit of CC bill payment through several channels.

Raj2708

KF Mentor
Just Starting a thread for knowing how you all guys are paying your credit card bills. What the benefits or why you opted that method.
Some people pay by debit card, some on their respective bank website/ app, CRED, Mobikwik, etc.
 

Raj2708

KF Mentor
I pay using CRED reason being all card is saved at one place and they also notify me once bill generated. No need to check the mail and bank messages always to check bill generated or not.
 

abhimarda

KF Mentor
I also pay through cred.
Cred gives wrong info as well. I have multiple ICICI cards whose consolidated bill generated however Cred is showing the overall amount due against each of the 4 cards....I have paid one..which means entire bill and 3 are still coming as outstanding creating confusion
 

Raj2708

KF Mentor
Cred gives wrong info as well. I have multiple ICICI cards whose consolidated bill generated however Cred is showing the overall amount due against each of the 4 cards....I have paid one..which means entire bill and 3 are still coming as outstanding creating confusion
Sometime I also feel same.
If you paid your bill from other applications still it will give you pending notification. Don't know how to turn off.

That's the reason I started this thread to know some more options with their benefits.
 

yaravinds9

KF Expert
I also use CRED, but I noticed that this duplication of outstanding is shown only on the linked cards.
For me it just shown for ICICI CC linked with ICICI AMEX card.
 

Raj2708

KF Mentor
If I start using Mobikwik for credit card payment and opt debit card to pay the bill. Am I eligible for rewards point of debit card like SBI debit card give 0.25% cashback on the form of rewards point.
If yes, how much it takes to reflect in sbi rewards.
 

Prince

KF Mentor
If I start using Mobikwik for credit card payment and opt debit card to pay the bill. Am I eligible for rewards point of debit card like SBI debit card give 0.25% cashback on the form of rewards point.
If yes, how much it takes to reflect in sbi rewards.
Hi Raj,
Did you get the reward points and time line for credit
 

abhimarda

KF Mentor
Sometime I also feel same.
If you paid your bill from other applications still it will give you pending notification. Don't know how to turn off.

That's the reason I started this thread to know some more options with their benefits.
Turning it off is manual and needs to be done individually fir each duplicate entry. Go to Cred interface where you have your list of cards. Go to the card for which you have already made payment but Cred is still showing. There is a settings button below the card. Open that and there is an option to mark it as paid. But there if you have 4 linked cards and if you have paid from Credit against one of them, then you will have to manually adjust as paid for 3 remaining ones
 

abhimarda

KF Mentor
Hi Raj,
Did you get the reward points and time line for credit
Pay using SBI Virtual Rupay debit card. You will get 2x points...so 0.50% cashback and once you hit 1000 points and every 1000 points in a financial year, you will get additional 1000 points. So effectively 1% cashback. Use on MobiKwik to get the max Rs.25 @1% cashback as well.
 
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