Best credit card for Instamart and Zepto

[SanthoshSomu]

Hi Team,

Best credit card for Instamart, Zepto , Blinkit and Bigbasket.

Best credit card for offline payment in D mart and super marts near by houses and other offline shops for clothes and sandals like these.

 

[arjungoyal12]

Here are a few good credit card options depending on how you usually shop:

For Instamart, Zepto, Blinkit & BigBasket (online groceries):

• Axis Bank Neo Credit Card: 5% cashback on Blinkit and BigBasket, plus Swiggy discounts.
• HDFC Millennia / Axis Ace: 1.5–5% cashback on most app-based spends using wallets or UPI-linked cards.
• Amazon Pay ICICI: 5% on Amazon + 1% everywhere else, decent fallback for regular online spends.

For offline marts like D-Mart, Reliance Smart, etc.:

• Axis Bank Ace Credit Card: 2% cashback on all offline spends via Google Pay.
• SBI SimplyCLICK or Cashback Card: 1–5% cashback depending on category and spend type.
• HDFC MoneyBack+ or Tata Neu HDFC Card: 2–5% rewards for grocery and retail stores.

Tip: Check if your card offers specific merchant tie-ups on Zepto/Blinkit, these change often and may vary by city.

I can’t guarantee exact cashback rates since they depend on offers, payment mode (app vs POS), and billing cycle, but these are among the most value-for-money options right now.

Which one do you prefer more: cashback cards or reward points-based ones? That might help narrow it down further.

 

[SanthoshSomu]

Any other options

 

[Skylar]

Hi Team,

Best credit card for Instamart, Zepto , Blinkit and Bigbasket.

Best credit card for offline payment in D mart and super marts near by houses and other offline shops for clothes and sandals like these.

Bigbasket: Axis Airtel card 10%CB
Instamart: Swiggy HDFC

 

[SanthoshSomu]

Bigbasket: Axis Airtel card 10%CB
Instamart: Swiggy HDFC

Zepto and Blinkit

Offline stores?

 

[callkishi]

Sbi cashback card gives 5% on Instamart.
Axis Airtel gives 10% on Swiggy, but only 1% on Swiggy instamart.
Maximize cb by going to Bigbasket via tata neu app and use sbi cashback for instamart

 

[amitvicky]

HSBC Live+ would be best for D-Mart.
I believe it give 10% CB