best credit card for salary 10k and first-time apply

fenilk

KF Rookie
hey, I need a credit card but my salary is only 10k per month and I am applying for a credit card first time so which one is the best option for me?
 
Take a normal personal loan from hdfc bank and your emi should be between 1000 or 2000. After few months either you can ask to customer care for credit card or After that as being loan customer of hdfc bank they will gv u hdfc money back credit card without any salary proof.
 

zacobite

KF Mentor
hey, I need a credit card but my salary is only 10k per month and I am applying for a credit card first time so which one is the best option for me?
no cc is required at your sal level.. no hurry.. wait till sal increase.. dont take any loan or anything... not required.. WAIT PATIENTLY
 
hey, I need a credit card but my salary is only 10k per month and I am applying for a credit card first time so which one is the best option for me?
1. My advice: Take any secured card with 2k or 5k FD and use it consistently and build a good credit profile, Don't consider taking any loans or EMI or PayLater just for the sake of getting cc.
2. try for any co-branded cards like ICICI Apay, axis flipkart.....
3. open any acc in private sector banks like HDFC, AXIS and wait for pre-approved offers (Try applying HDFC Pixel play cc )
 
Take any FD based card ( Preferably One card), build a good credit score, then apply for a co branded credit cards like Flipkart axis, Amazon pay ICICI
 
Top