Best credit card to get with newly opened HdFc salaried account

[hemanthbn]

Hi Frds,
I recently opened new salaried account with hdfc, and tried getting infinia as my card upgrade to the existing Millenia CC,but it wasnot approved, so which CC can I opt for in current scenario,bank is ready to give regalia gold ,but I am planning to request them for Diners black, I know that this upgrade is dependent on bank CC criteria, so pls let me know of any other good CC which I can request for

 

[krishna1718]

you can upgrade to what ever highest best card you getting slowly they upgrade you to infinia once your salary reach 15-25 lakhs per annum

 

[hemanthbn]

My salary is already in that bracket, but they expect net salary to be around 2.5L , anyways my card to card got rejected, now my query was bw regalia gold and diners black which rewards most amd best to take

 

[krishna1718]

My salary is already in that bracket, but they expect net salary to be around 2.5L , anyways my card to card got rejected, now my query was bw regalia gold and diners black which rewards most amd best to take

Dinners Black if you able to use in smart buy you can earn around 30% cashback

 

[hemanthbn]

What about Regalia gold?

 

[krishna1718]

What about Regalia gold?

lesser than 20%

 

[Sam Maxi]

After the Latest Change in Infinia's Salary Criteria, Most People Now get it Based on Spends.
Sharing a SS of a Reddit User Having Infinia.

Spending Criteria Basically Consists of 2 Rules,
First is to Have a Limit of Min. 8L in your Existing CC and Second is to have Spends of 7.5L+ (SS Attached of Official Mail)

 

[Salvo08]

My salary is already in that bracket, but they expect net salary to be around 2.5L , anyways my card to card got rejected, now my query was bw regalia gold and diners black which rewards most amd best to take

As per the revised rules you don’t qualify for DCB as well. The take home salary has to be >3L but if your relationship with the Bank is good then you can give it a shot. Otherwise settle for Regalia Gold for a year or so and then go for the upgrade to DCB. What is the Credit Limit of your existing Millennia CC and for how long have you been using that?

 

[hemanthbn]

After the Latest Change in Infinia's Salary Criteria, Most People Now get it Based on Spends.
Sharing a SS of a Reddit User Having Infinia.

Spending Criteria Basically Consists of 2 Rules,
First is to Have a Limit of Min. 8L in your Existing CC and Second is to have Spends of 7.5L+ (SS Attached

As per the revised rules you don’t qualify for DCB as well. The take home salary has to be >3L but if your relationship with the Bank is good then you can give it a shot. Otherwise settle for Regalia Gold for a year or so and then go for the upgrade to DCB. What is the Credit Limit of your existing Millennia CC and for how long have you been using that?

My millenia credit card limit is only 96000, but I am using this from past 6 to 8 yrs, and always paid bills online without any min due payments

 

[Sam Maxi]

My millenia credit card limit is only 96000, but I am using this from past 6 to 8 yrs, and always paid bills online without any min due payments

Honestly Infinia is still Far from You on any Basis. If you have a RM, ask him for a Better Limit for the RG you are Being Offered and use that card for Every Spend of Yours

 

[hemanthbn]

Honestly Infinia is still Far from You on any Basis. If you have a RM, ask him for a Better Limit for the RG you are Being Offered and use that card for Every Spend of Yours

Yeah sure bro, thanks