BEST LTF CARD APPLY

Best LTF CARD TO APPLY NOW
FOR SALARY PERSON
1. Fuel
2. Ofline shopping
3. Online shopping or payments

Agar LTF NA HO TO MINIMUM CHARGES CARD PLEASE SUGGEST THAT CATAGORIES
 

krishna1718

KF Mentor
lifetime free no card for fuel you can go with sbi bpcl 499 charges if you able to spend 50k in year you can get waier and can use for fuel 3.5% and sales 10% cashback if you use car you can go with sbi bpcl octane 1499 + gst 6.5% fuel 2.5% in offline or online and 10% sales offers 3l to spend for fee waier
 
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1. For Fuel, you can also apply for IDFC Power + credit card where you get 6.5% Cashback (5% cashback on credit card and 1.5% if you pay using HP pay app). These are valid only on hp petrol pump. Its charges are 499 joining fees and 499 annual fees waived off on spends of ₹150,000 or more in a year.
2. For offline purchases go for Axis Ace (2%) or Tata neu infinity (1.5% on UPI spends). Axis ace charges are 499 joining fees and 499 annual fees waived off on spends of ₹2,00,000 or more in a year. Tata new infinity is currently being offered LTF but its charges are 999 annually.
3. For Online Spend go for SBI cashback card (5% flat cashback up to 5000 per month). The annual charges applicable on the card are Rs. 999, and you can get it waived off on spending Rs. 2 Lakhs or more in the previous year. If you spend a lot on Swiggy, you can go for HDFC Swiggy card as well which offers 10% cashback up to 1500 per month on Swiggy spends
 

hitirfan

KF Mentor
HDFC IOCl Credit Card deta hai 5x rewards on fuel at IOCL stations. 500 yearly fee and waived with 50K in a year, which can be easily achieved. I use this card. Utilities and Groceries ke liye b 5x rewards.
1 reward is 1 Fuel Point which is equal to 3 Xtrarewards of IOCL = 96 paise.
Fuel barte time apne Indian Oil app wala number dena hai Operator ko to fuel fill karne ke Xtra rewards b add hote hain IOCL app mai, so donu taraf faida.
₹400 and above fuel transaction pe surcharge waiver milta hai.
Baki normal transactions ke liye ₹150 pe 1 Fuel Point.

For online shopping on Amazon/ Flipkart HDFC Swiggy gives 5% Cashback. yeh card abhi LTF offer mai mil raha hai.
 
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