Best way for credit card payment of non savings accounts

[dg1]

Hello Everyone,

I have multiple credit cards list below.

Hdfc regalia Gold
Hdfc Swiggy
Hdfc upi - have salary account in HDFC so that's sorted.

Looking for auto pay setup for below card where don't have any account

Amazon ipay
Idfc select
Axis flpkart

Please helpe with the best way to for credit card payment of non savings account.

It's become difficult to remember the due date of each card hence chances of missing the due dates.

I only know that if we have a savings account in a respective bank then only we can enable the auto pay mandate for credit card payment.

Is there any way we can set up auto pay the bill for banks where we don't have any account.

Does it make sense to open a account just for auto pay of cc.

 

[QamarImam]

Hello Everyone,

I have multiple credit cards list below.

Hdfc regalia Gold
Hdfc Swiggy
Hdfc upi - have salary account in HDFC so that's sorted.

Looking for auto pay setup for below card where don't have any account

Amazon ipay
Idfc select
Axis flpkart

Please helpe with the best way to for credit card payment of non savings account.

It's become difficult to remember the due date of each card hence chances of missing the due dates.

I only know that if we have a savings account in a respective bank then only we can enable the auto pay mandate for credit card payment.

Is there any way we can set up auto pay the bill for banks where we don't have any account.

Does it make sense to open an account just for auto pay of cc.

I'm not familiar with setting up autopay, I'd like to share my personal experience on how to avoid overdue bills and late payments. For the past four years, I've successfully managed to pay my bills on time, and I'd like to share my strategy with you.

I manage 18+ credit cards, and here's how I do it:

1. Standardize your bill generation dates: Set all your credit cards to generate bills on the same date every month, or on two specific dates (e.g., 1st and 15th of every month). This will help you remember the due date, which is typically 18 days after the bill generation date.
2. Utilize the CRED app: Download the CRED app and add all your credit cards to it. The app will send you reminders via WhatsApp and email until you've made the payment.

By following these steps, you'll never have to worry about overdue payments again.
Do you use the CRED app?

 

[akshgoyal]

Hello Everyone,

I have multiple credit cards list below.

Hdfc regalia Gold
Hdfc Swiggy
Hdfc upi - have salary account in HDFC so that's sorted.

Looking for auto pay setup for below card where don't have any account

Amazon ipay
Idfc select
Axis flpkart

Please helpe with the best way to for credit card payment of non savings account.

It's become difficult to remember the due date of each card hence chances of missing the due dates.

I only know that if we have a savings account in a respective bank then only we can enable the auto pay mandate for credit card payment.

Is there any way we can set up auto pay the bill for banks where we don't have any account.

Does it make sense to open a account just for auto pay of cc.

Just use Cred app for the payment it would story your maximum issues.

 

[dg1]

I'm not familiar with setting up autopay, I'd like to share my personal experience on how to avoid overdue bills and late payments. For the past four years, I've successfully managed to pay my bills on time, and I'd like to share my strategy with you.

I manage 18+ credit cards, and here's how I do it:

1. Standardize your bill generation dates: Set all your credit cards to generate bills on the same date every month, or on two specific dates (e.g., 1st and 15th of every month). This will help you remember the due date, which is typically 18 days after the bill generation date.
2. Utilize the CRED app: Download the CRED app and add all your credit cards to it. The app will send you reminders via WhatsApp and email until you've made the payment.

By following these steps, you'll never have to worry about overdue payments again.
Do you use the CRED app?

I do use credit but didn't find it useful as even after making the payment they send me reminders and what's up till the last day of due dates...

Also I don't like cred as they don't walk the talk as per my experience.

 

[QamarImam]

I do use credit but didn't find it useful as even after making the payment they send me reminders and what's up till the last day of due dates...

Also I don't like cred as they don't walk the talk as per my experience.

Just follow step 1
You’ll ll always remember when you’ve to make the payment.