Best Way to Pay a Credit Card Bill Using Another Credit Card with Minimal Charges

[pulkit.gupta4444]

I am looking for the best technique to pay off a credit card bill using another credit card while ensuring zero or minimal charges. Are there any platforms, wallets, or services that allow this seamlessly? Additionally, are there any hidden fees, interest rates, or risks involved that I should be aware of? Would love to hear from those who have successfully done this & if they can tell i am having axis Vistara, sbi cashback card can we earn cashback? Hows MobiKwik app any experience?

 

[abhimarda]

I am looking for the best technique to pay off a credit card bill using another credit card while ensuring zero or minimal charges. Are there any platforms, wallets, or services that allow this seamlessly? Additionally, are there any hidden fees, interest rates, or risks involved that I should be aware of? Would love to hear from those who have successfully done this & if they can tell i am having axis Vistara, sbi cashback card can we earn cashback? Hows MobiKwik app any experience?

There are multiple youtube videos for CC to bank transfer. That is the way to do it. But just remember that is a sureshot way to get your card blocked and it will be a question of when rather than if. You will end up paying ~2% or more charges, get that amount credited to your bank in a day or 2. Won't get any rewards points and if you do more such transactions in name of rent, education fees etc, the recipient may get an income tax notice depending on amount and if they are tax filer or not.
If you dont have money to repay then convert transactions to EMI and paid it off.

 

[pulkit.gupta4444]

How is this Spaid app?

 

[pulkit.gupta4444]

How is easemydeal app?