Can I close tata neo plus credit card and reapply infinity as LTF

[rk2354976]

I have hdfc millenia, tata neo plus and swiggy hdfc credit cards, but now I want tata neo infinity as it is now ltf, so if I close tata neo plus credit card and reapply infinity as LTF then will I get this ?

Also I had tried to apply infinity it was applied successfully but later declined with no reason.

How many credit card can I get from hdfc bank ?

Or can I upgrade my existing hdfc neo plus credit card to infinity as ltf ?

 

[krishna1718]

if you have tata neu plus lft you use it and try to get credit limit above 2-3L then raise request for upgrade to infinity lft

 

[rk2354976]

if you have tata neu plus lft you use it and try to get credit limit above 2-3L then raise request for upgrade to infinity lft

No, tata neo plus is chargeable, limit is 2.45lac

 

[krishna1718]

No, tata neo plus is chargeable, limit is 2.45lac

then use it 11 months then request for tata infinity upgrade then you decide close or not chances of getting infinity after plus was very rare

 

[rk2354976]

then use it 11 months then request for tata infinity upgrade then you decide close or not chances of getting infinity after plus was very rare

2 year hone ko h abhi to, chargeable se ltf me upgrade krne k chances h kya infinity me ? And hdfc kitne card issue krta h total ?

 

[ChinmayG]

2 year hone ko h abhi to, chargeable se ltf me upgrade krne k chances h kya infinity me ? And hdfc kitne card issue krta h total ?

HDFC allows you to have a core card, a floater card and also a co branded card. So, total 3 credit card from HDFC you can own.
You are already have 3 cards First your core card (Millenia) and floater/co-branded card (tata neu plus in which you might be sharing your limit with Millenia) and 3rd Co-branded card Swiggy.

About converting your Neu plus to LTF from chargeable card is hard to pull off. You can max waive off your fee by spending 1L or by requesting HDFC support. Solely depending on your Spending they will decide to consider you for LTF or not.

Same thing will apply to upgrade your card to Tata Neu infinity. The more you spend, the regular you pay & your history with Millenia card will definitely be considered for an upgrade.

 

[rk2354976]

HDFC allows you to have a core card, a floater card and also a co branded card. So, total 3 credit card from HDFC you can own.
You are already have 3 cards First your core card (Millenia) and floater/co-branded card (tata neu plus in which you might be sharing your limit with Millenia) and 3rd Co-branded card Swiggy.

About converting your Neu plus to LTF from chargeable card is hard to pull off. You can max waive off your fee by spending 1L or by requesting HDFC support. Solely depending on your Spending they will decide to consider you for LTF or not.

Same thing will apply to upgrade your card to Tata Neu infinity. The more you spend, the regular you pay & your history with Millenia card will definitely be considered for an upgrade.

My all three hdfc cards are sharing limit, and if I close the tata neo plus then is it possible to get infinity just after closing the neo plus credit card ?

 

[krishna1718]

My all three hdfc cards are sharing limit, and if I close the tata neo plus then is it possible to get infinity just after closing the neo plus credit card ?

low chances nowadays tata infinity offer lft for tata employees with high positions

 

[ChinmayG]

My all three hdfc cards are sharing limit, and if I close the tata neo plus then is it possible to get infinity just after closing the neo plus credit card ?

Low chances to get Tata Neu Infinity after closing Neu Plus, Better go for Upgrade route via relationship manager.
Infinity LTF offer is almost dead to many now.

 

[rk2354976]

Low chances to get Tata Neu Infinity after closing Neu Plus, Better go for Upgrade route via relationship manager.
Infinity LTF offer is almost dead to many now.

I don't have any relationship manager, then hi3 can I proceed?

 

[ChinmayG]

I don't have any relationship manager, then hi3 can I proceed?

Call HDFC credit card customer care and explain them your requirements. Negotiate with them and let them know your last 3 month expense and need for an upgrade to tata Neu Infinity. HDFC has just started festive offer right now till Dec 31st and offering tata neu infinity card LTF, try to grab this opportunity asap.