Can we buy car on credit card??

[pulkit.gupta4444]

Can we use any credit card for car purchase partial payment even if they charge 2% extra is there any way to utilise credit card??

 

[abhimarda]

Can we use any credit card for car purchase partial payment even if they charge 2% extra is there any way to utilise credit card??

Just today my friend told that he paid partially for Creta by UPI (Rupay credit card on UPI) for an amount of Rs 6 lakhs without paying anything extra. Probably the dealer employee didn't know how much will get credited as no one pays such amount by UPI. Any sane dealer would not have done that for free.

 

[wcgxlr8]

Just today my friend told that he paid partially for Creta by UPI (Rupay credit card on UPI) for an amount of Rs 6 lakhs without paying anything extra. Probably the dealer employee didn't know how much will get credited as no one pays such amount by UPI. Any sane dealer would not have done that for free.

A little sus, from what I know, there is a daily limit of 1L for UPI on Rupay CCs. Is this some special use case?

 

[abhimarda]

A little sus, from what I know, there is a daily limit of 1L for UPI on Rupay CCs. Is this some special use case?

He didn't pay from single card...didn't want to use more than 30% from any card..he paid using multiple cards..though I don't think there is daily 1 lakh limit on UPI card for all type of merchants..for few MCC it is 2 lakhs

 

[wcgxlr8]

 

[wcgxlr8]

He didn't pay from single card...didn't want to use more than 30% from any card..he paid using multiple cards..though I don't think there is daily 1 lakh limit on UPI card for all type of merchants..for few MCC it is 2 lakhs

Lmao, nice edit there

 

[abhimarda]

Lmao, nice edit there

Of course edited as wanted to put updated info! But I still don't know if he paid more than 1 lakh per card or not..as he is bigger credit card geek than me...I myself have 6 Rupay cards and he has more than me

 

[wcgxlr8]

Of course edited as wanted to put updated info! But I still don't know if he paid more than 1 lakh per card or not..as he is bigger credit card geek than me...I myself have 6 Rupay cards and he has more than me

cool, I don't think he can pay more than 2L irrespective and dealers never accept CCs unless it's a downpayment. Strange case indeed and a loss for the dealership depending on the merchant/psp fees

 

[abhimarda]

cool, I don't think he can pay more than 2L irrespective and dealers never accept CCs unless it's a downpayment. Strange case indeed and a loss for the dealership depending on the merchant/psp fees

I guess the dealer will get to know in some time when they get their bank statement entries verified but by that time it will be too late...

 

[zacobite]

Can we use any credit card for car purchase partial payment even if they charge 2% extra is there any way to utilise credit card??

U can use if ur limits allow.. and dealer accepts.. chgs can be negotiated..