Card to Card apply

raj..

KF Ace
Does anyone knows the process of applying credit card on card to card process.
How to apply, minimum limit required and credit card age.
Is there any office/Business verification or not.

Looking for HDFC , SBI cards
 

GURUWALKE

KF Expert
Does anyone knows the process of applying credit card on card to card process.
How to apply, minimum limit required and credit card age.
Is there any office/Business verification or not.

Looking for HDFC , SBI cards
What u wanted to know... Nobody understand ur question
 

raj..

KF Ace
What u wanted to know... Nobody understand ur question
Wanted to know the application process of applying new credit card by submitting existing old credit card as income proof.( Card to card )

What is the process of application and what criteria I have to fulfill to apply
 

GURUWALKE

KF Expert
Wanted to know the application process of applying new credit card by submitting existing old credit card as income proof.( Card to card )

What is the process of application and what criteria I have to fulfill to apply
It doesn't work like that ... No one consider old cc aa income proof... Only incase of pre approved case bank will give u Credit card. . u Cant apply basis old credit card.
 

QamarImam

KF Ace
Does anyone knows the process of applying credit card on card to card process.
How to apply, minimum limit required and credit card age.
Is there any office/Business verification or not.

Looking for HDFC , SBI cards
Yes Bro , you can apply C2C basis , no minimum limit required (higher limit of your old card, bank will decide the limit of the new card’s limit accordingly)
Your Old card should be more than 6 month old

Bank can verify your office and home, this happens with some people and not with all .

Tell us about your current income, current card portfolio, and CIBIL.
 

raj..

KF Ace
It doesn't work like that ... No one consider old cc aa income proof... Only incase of pre approved case bank will give u Credit card. . u Cant apply basis old credit card.
No no, actually not as income proof.
There is a way of applying new credit card by submitting old cc details and in this case bank will not ask for income proof. They will approve a limit based on the given card and other parameters or reject the card.

So I wanted to know what is the process of this type application and what criteria I have to fulfill.

And I got the answer already from some other person, thanks
 

raj..

KF Ace
Yes Bro , you can apply C2C basis , no minimum limit required (higher limit of your old card, bank will decide the limit of the new card’s limit accordingly)
Your Old card should be more than 6 month old

Bank can verify your office and home, this happens with some people and not with all .

Tell us about your current income, current card portfolio, and CIBIL.
Thanks for the information,
My cibil is 780+
I have 2 cc from ICICI bank and 1 from IDFC
And my income is not stable that's why I don't want to submit income docs, I sometimes work with govt office, unregistered companies, sometimes with contractors and also self-employed with businesses. Approx you can say 1.5lac + /month
 

amitvicky

KF Mentor
Thanks for the information,
My cibil is 780+
I have 2 cc from ICICI bank and 1 from IDFC
And my income is not stable that's why I don't want to submit income docs, I sometimes work with govt office, unregistered companies, sometimes with contractors and also self-employed with businesses. Approx you can say 1.5lac + /month
1.5L per month is great.
I would consider this as self employed profile rather than salaried.
I am not sure under which category you file your taxes though.

Anyhow, I would suggest you try apply thru official websites the usual way.

C2C application are recommended to be processed thru CC agents.
And, every bank has different rules/process for C2C applications.

Do share your experience.

Best of luck.
 

raj..

KF Ace
1.5L per month is great.
I would consider this as self employed profile rather than salaried.
I am not sure under which category you file your taxes though.

Anyhow, I would suggest you try apply thru official websites the usual way.

C2C application are recommended to be processed thru CC agents.
And, every bank has different rules/process for C2C applications.

Do share your experience.

Best of luck.
Okay thanks for the info, I'll try and let you know.
 

QamarImam

KF Ace
Thanks for the information,
My cibil is 780+
I have 2 cc from ICICI bank and 1 from IDFC
And my income is not stable that's why I don't want to submit income docs, I sometimes work with govt office, unregistered companies, sometimes with contractors and also self-employed with businesses. Approx you can say 1.5lac + /month
Good to know about your income, that’s great ,
My suggestion is that you should apply on C2C basis only through an agent like me ,
I’d applied for both HDFC nd SBI card through an agent and both got approved.
If you want anything about the agent contact details then DM me.
 

raj..

KF Ace
Good to know about your income, that’s great ,
My suggestion is that you should apply on C2C basis only through an agent like me ,
I’d applied for both HDFC nd SBI card through an agent and both got approved.
If you want anything about the agent contact details then DM me.
Okay thank you for the information. I'll try it.
 
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