CC unbilled amount payment for 1% cashback

[ris]

I have an HDFC credit card, and I need to use it for an education fee payment, which is equivalent to my credit limit. If I do the same my credit score will be attacked badly.
Also as suggested by bekifaayati, credit utilization should be under 30%.
I use platinum DC for cc bill payments and earn cashback.
After BBPS implementation, I am unable to pay the excess/unbilled amount to the cc through Canara bbps/sbi unipay.
So, I require suggestions from the community members on the same and earning cashback for all my payments.

 

[RitamModak]

Try Cred You can pay extra amount

 

[ris]

Try Cred You can pay extra amount

But, I also want that 1% cashback rewards for the payment through HDFC DC, which is not possible through the cred APP.

 

[Neeraj920]

Pay the education amount using school/ college website and after payment and before credit statement generation you pay 70 % of the full amount in advance and rest you can pay after the statement date, prior to due date. It will not have any impact on your CIBIL score.

 

[ris]

Okay vro
Thank you

 

[amitvicky]

But, I also want that 1% cashback rewards for the payment through HDFC DC, which is not possible through the cred APP.

Correct....
When it is difficult to get 1% CB on bbps bill payments...
Paying in advance itself has become a BIG hassle now... Forget CB.

 

[ris]

Correct....
When it is difficult to get 1% CB on bbps bill payments...
Paying in advance itself has become a BIG hassle now... Forget CB.

BBPS is just a Shit... Destroying all tricks of cc
BTW
Thank you for suggestion.