List of Central Bank of India Net Banking Facility
| Online Facilities Available | |
| Basic Banking Facilities |
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| Apply for Loan |
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| Services |
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| Enquiry |
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Activate/Register Central Bank of India (CBI) NetBanking Facility
Prerequisite - To Avail NetBanking Facility of the Central Bank of India (CBI) , you need to have at least one account in the Central Bank of India .
- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/) and select the login option under the Personal Banking section.
- Step 2: The log-in page opens up, and select the online password generation option.
- Step 3: Type in THE CIF number (you will get your CIF number inside your passbook), and there is an option for additional authentication while the password changes. Choose the option that you want.
- Step 4: According to the option you have selected in the additional authentication option, fill out the details and click on the submit button.
- Step 5: Enter your number for OTP verification.
- Step 6: Type the OTP and your new password as per your liking, and then click on the submit button.
Central Bank of India NetBanking Login Process
After the registration is complete, it is time for the user to log in to the portal. You can follow these steps to log in to the portal:- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/)
- Step 2: Under the ‘Personal Banking’ tab, select the ‘Login’ option.
- Step 3: On the next page, enter your User ID, Password and the captcha, and press ‘Continue’.
- Step 4: Enter the phone number registered with the account.
- Step 5: You will receive an OTP for verification. Enter the OTP and click ‘Submit’.
How to Reset Central Bank of India Net Banking Password?
Follow these simple steps to quickly reset your CBI net banking password:- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/).
- Step 2: Click on the login option and then enter the user ID and password. After OTP verification,you enter the Account dashboard.
- Step 3: Click on the Profile setting and a drop down list will appear, click on the “Reset Password” option
- Step 4: type in your email and follow the further steps as mentioned on the mail
How to Check Account Balance Online of CBI ?
You can check the CBI account balance online in the following ways:1. Net Banking ( through browser)
- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/)
- Step 2: Use your User ID and Password to log in under the personal Tab
- Step 3: Click on the ‘Account Details’ and then click on ‘View Account Details’.
2. Mobile Banking
Here are the steps you can follow to check your account balance through mobile banking:- Step 1: Download the app ( Cent Mobile ) and log in using your mobile number.
- Step 2: the account balance would be shown in the home page only
- Step 3: Click on the account balance, for more options
3. Whatsapp
Customers of Central Bank of India can send Hi to 6364861866 in whatsapp to avail banking services.How to Transfer Money through NEFT/RTGS /IMPS using CBI Net Banking ?
You can transfer money through NEFT, RTGS, or IMPS. Let's first explore the differences and charges associated with each method, and then I will discuss the steps involved.| Type of Fund Transfer | Per Day Transaction Limit | Per Day Cumulative Limit | Service Charges |
| External Fund Transfer (Within Bank) | ₹5 Lakhs | ₹10 Lakhs | NA |
| External Fund Transfer (Outside Bank) through RTGS | ₹5 Lakhs | ₹10 Lakhs | Up to ₹10,000: NIL Above ₹10,000 to ₹5 Lakhs: ₹4.50 Above ₹5 Lakhs: ₹10.00 |
| External Fund Transfer (Outside Bank) through NEFT | ₹2 Lakhs | ₹10 Lakhs | Up to ₹10,000: NIL Above ₹10,000 to ₹5 Lakhs: ₹4.50 Above ₹5 Lakhs: ₹10.00 |
| IMPS (through P2P or P2A) | ₹50,000 | ₹2 Lakhs | up to ₹10,000: ₹3.00 + GST from ₹10,000 to ₹1,00,000: ₹5.00 + GST from ₹1,00,000 to ₹2,00,000: ₹10.00 + GST from ₹2,00,000 to ₹5,00,000: ₹15.00 + GST |
| Own Account Transfer (A/c within same CIF) | Unlimited | Unlimited | NA |
- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/).
- Step 2: Click on the login option and then enter the user ID and password. After OTP verification,you enter the Account dashboard.
- Step 3: Select the ‘FUND TRANSFER AND PAYMENT option.
- Step 4: Select the type of payment that you want to make (NEFT, RTGS, or IMPS).
- Step 5: Choose whether you want to send the money to the other bank or to the central bank of India.
- Step 6: Add beneficiary details and wait for them to be verified.
- Step 7: Add the additional information, as asked.
- Step 8: After OTP verification, click on the submit button.
- Step 9: Payment A successful acknowledgement page will be shown after the transaction is successful.
How to Pay Credit Card Bills using CBI Net Banking ?
- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/).
- Step 2: Click on the login option and then enter the user ID and password. After OTP verification,you enter in your Account dashboard.
- Step 3: Once logged in, navigate to the "Bill Payments" section.
- Step 4: Select the "Credit Card Bill Payment" option.
- Step 5: Choose the credit card you want to make a payment for from the list of registered cards. If your credit card is not registered, you'll need to register it first by entering your credit card number and other required details.
- Step 6: Enter the bill amount you want to pay.
- Step 7: Review the payment details carefully and confirm the payment.
Central Bank of India Online Loan Application
Central Bank of India uses a 3rd party aggregator(psbloansin59minutes) to provideo Online Loans for businesses and individuals. The website offers MSME, Mudra, home, personal, and auto loans.If you want to take Loan Directly from the Central Bank of India then you have to visit your nearest branch.
Different Types of Loans
| Type of Loan | Maximum Amount | Eligibility criteria | Interest Rate | Maximum return tenure |
| Mudra Loan( Business Loan ) | 10 Lakhs | Business needs to be GST registered and ITR needs to be filled | from 8.5% | |
| MSME loan (Business Loan | 5 Crore | micro, small and medium enterprises Business (collateral needed) | 6.8 % to 21% | 15 years |
| Home Loan ( Personal Loan ) | 10 Crore | Bank statements of the borrower will decide the eligibility + Property details | 6.8 % to 21% | 50 years |
| Personal Loan | 20 Lakhs | ITR + credit score | 7.2 % to 27% | 6 years |
| Auto Loan | 1 Crore | ITR + credit score + Car details | 6.8 % to 21% | 10 years |
- Step 1: Go to the Central Bank of India‘s Online Loan Lending Website (***********.cbiloansin59minutes.com/home)
- Step 2: Click on the login option and then , you will find the register option click on the register option
- Step 3: Fill up the full name, email Id, Captcha and mobile number and complete the OTP verification
- Step 4:Set up new passwords
- Step 5:Select your profile type ( personal or business)
- Step 6: Enter the details as per asked and complete the entire personal details page
- Step 7: Now fill the Loan details as per your requirement
- Step 8: After some time, if your loan is sanctioned, money would be transferred into your central bank of India’s Account.
How to Block Central Bank of India’s Credit/Debit Card Online ?
You can block your Central Bank of India (CBI) credit or debit card online through the bank's net banking portal.- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/).
- Step 2: Click on the login option and then enter the user ID and password. After OTP verification,you enter your Account dashboard.
- Step 3: Now select the “Cards and Loan option” from the top menu and a drop box will appear, select on “Hotlist ATM/DEBIT card” option
- Step 4: select the “account number” , “card number” from the list and mark it lost/stolen
Additionally, you can request a new card to be issued and delivered to your registered address for this follow the steps below
How to Re-issue Central Bank of India’s Debit Card Online ?
You can Re-issue your Central Bank of India (CBI) credit or debit card online through the bank's net banking portal.- Step 1: Go to the Central Bank of India‘s official website (***********.centralbank.net.in/#/).
- Step 2: Click on the login option and then enter the user ID and password. After OTP verification,you enter your Account dashboard.
- Step 3: Now select the “Cards and Loan option” from the top menu and a drop box will appear, select on “Debit card issue ” option
- Step 2: select the “account number” and other necessary details as per the form and click on the submit button
Additional Central Bank of India Net Banking Features
Central Bank of India offers a variety of features across different categories, including:- Investments: Apply for IPOs, manage Demat accounts, and register for social security schemes.
- Tax and Utilities: E-file Income Tax Returns and pay multi-utility bills.
- Other Services: Request online lockers, set transaction limits, setup Fastags and register for online Aadhaar registration.
CBI Net Banking Customer Care
You can contact CBI customer care if you have any questions or encounter any issues with your CBI net banking account using the following contact details:| Method | Contact Details | Description |
| Toll-free Number | 1800 22 1911 | Available 24 hours for general inquiries related to NetBanking. |
| Website | ***********.centralbankofindia.co.in/en | Information about NetBanking features, FAQs, and potentially a live chat option (depending on website availability). |
| digitalsupport@centralbank.co.in | General email for digital support, though not specifically for NetBanking. |