CIBIL Payment History LSS

JD Panchal

KF Rookie
Hello,

I used to have a Standard Chartered CC longtime back. There used to be 1K renewal fee if I do not spend specific amount, I was not able to reach this milestone once they applied this renewal fee which I called them and asked to remove this fee and closed the card. I paid rest of the amount which I spent. But SC never closed this card and kept on putting interest rates and increased the amount till 9K. After few communications they closed the card in Feb 2024, but I see 'LSS' in payment history. I am writing to them but not getting any response. How to fix this issue and is it impacting my CIBIL score?
 

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Skylar

KF Master
Hello,

I used to have a Standard Chartered CC longtime back. There used to be 1K renewal fee if I do not spend specific amount, I was not able to reach this milestone once they applied this renewal fee which I called them and asked to remove this fee and closed the card. I paid rest of the amount which I spent. But SC never closed this card and kept on putting interest rates and increased the amount till 9K. After few communications they closed the card in Feb 2024, but I see 'LSS' in payment history. I am writing to them but not getting any response. How to fix this issue and is it impacting my CIBIL score?
What is your score now?
Check you CIBIL score too, you posted screenshot of Experian.
 
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